About Us

Who We Are

At CREDiTools Technologies, we are committed to revolutionizing how creditworthiness is evaluated in the financial sector, including banks, credit unions, savings and loan associations, and insurance companies. Our goal is to eliminate labour-intensive manual processes by using machine learning algorithms to streamline client onboarding, automate risk assessment, and conduct both internal and external credit evaluations. By prioritizing innovation, we empower financial advisors to move away from paperwork and focus on delivering exceptional client service. With our automated credit risk management system, we ensure efficient and compliant customer onboarding, reducing the timeline from days or weeks to just a few hours.

Vision

To emerge as the frontrunner in delivering a machine learning-driven credit risk management platform, empowering the financial industry to maintain relevance.

Mission

To transform the finance sector by providing an all-encompassing software platform that enhances operational efficiency and elevates credit risk management to new heights.

Meet The Team

Yiqiu Tao

Chief Executive Officer

Mrs. Yiqiu Tao is a strategic leader and pioneering advocate of risk management in the banking sector, bringing over 18 years of expertise in project execution, risk analysis, and team development. Her diverse experience includes roles as an International Settlement Specialist, Customer Manager, Loan-Review Officer, and Post-Loan Monitoring Officer. As the driving force behind the company's strategic vision, Mrs. Tao aligns the credit risk platform with organizational

Junting Chen

Chief Technology Officer

Mr. Junting Chen is an exceptional academic achiever and visionary professional with corporate experience in prestigious organizations. He specializes in data analytics and visualizations, client evaluation techniques, and machine learning algorithms. As the Chief Technology Officer at CREDiTools Technologies, Mr. Chen shapes the technology vision and strategy, spearheads the development of machine learning algorithms, and optimizes system architecture for scalability, driving the company’s success in the Canadian market.

Yurong Dong

Chief Operating Officer

Mr. Yurong Dong is a distinguished chemical engineer and experienced trainer with over 16 years in policy implementation, progress monitoring, process optimization, and training leadership. His background includes roles as an Engineer and Head Teacher. As the Chief Operating Officer at CREDiTools Technologies, Mr. Dong crafts the operational strategy, develops resource allocation plans, designs streamlined processes, and establishes timelines for milestone achievement and progress tracking, driving the company's success in the Canadian market.

Xiaoyan Min

Chief Business Development Officer

Mrs. Xiaoyan Min is an inspiring and dedicated professional with over 19 years of experience in managing internal and external communications, liaising with stakeholders, overseeing logistics, and providing leadership to enhance organizational efficiency. Her roles have included General Affairs Secretary, Assistant Director of Call Center, and General Department Director. As the Chief Business Development Officer at CREDiTools Technologies, Mrs. Min leads market research to uncover opportunities, formulates market entry strategies, and builds strategic partnerships, driving the company’s success in the Canadian market.

Tingting Zhang

Chief Finance Officer

Mrs. Tingting Zhang is a results-driven financial management specialist with over 18 years of experience in trading, fund management, and administration. Her background includes roles as an Administrative Assistant, Dealer, Assistant Director of the Trading Department, and Administrative Manager. As the Chief Financial Officer at CREDiTools Technologies, Mrs. Zhang develops fundraising strategies, creates financial models, and designs a robust financial reporting framework, driving the company’s success in the Canadian market.